/* Hallmark · pre-emit critique: P4 H4 E4 S5 R4 V3
 * macrostructure: agent / office / brokerage requirements workbook
 * theme: existing AvalenData product standard · shared header and footer retained */
:root{--ink:#101828;--muted:#667085;--blue:#2563eb;--cyan:#06b6d4;--deep:#0a1733;--line:rgba(37,99,235,.17);--wash:#f6fbff;--paper:#fff;--light-ink:#c9d5e8;--accent-end:#087eaa;--display:"Plus Jakarta Sans",sans-serif;--body:Inter,system-ui,sans-serif}
*{box-sizing:border-box}html{scroll-behavior:smooth;overflow-x:clip}body{margin:0;color:var(--ink);background:var(--paper);font-family:var(--body);-webkit-font-smoothing:antialiased;overflow-x:clip}a{color:var(--blue)}img{display:block;max-width:100%;height:auto}.wrap{width:min(1180px,calc(100% - 48px));margin:auto}section{padding:clamp(64px,7vw,104px) 0}h1,h2,h3{font-family:var(--display);font-style:normal;overflow-wrap:anywhere;min-width:0}h1,h2{font-weight:500;letter-spacing:-.05em}h1{font-size:clamp(38px,4.2vw,58px);line-height:1.06;margin:0}h2{font-size:clamp(30px,3.5vw,46px);line-height:1.12;margin:0 0 22px}h3{font-size:21px;line-height:1.35;margin:0 0 14px}p{color:var(--muted);line-height:1.75;margin:0 0 18px}.lead{font-size:18px;max-width:660px;margin:24px 0 28px}.hero{background:linear-gradient(145deg,var(--paper),var(--wash));padding:112px 0 146px}.hero-grid{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(0,.85fr);align-items:center;gap:42px}.gradient{background:linear-gradient(105deg,var(--blue),var(--accent-end));background-clip:text;-webkit-background-clip:text;color:transparent}.hero-art{margin:0;min-width:0}.crumbs{display:flex;flex-wrap:wrap;gap:12px;margin:0 0 28px;font-size:13px}.crumbs a{white-space:nowrap;text-underline-offset:4px}.actions{display:flex;flex-wrap:wrap;gap:12px}.button{display:inline-flex;align-items:center;justify-content:center;min-height:50px;border-radius:999px;padding:13px 22px;color:var(--paper);background:linear-gradient(105deg,var(--blue),var(--accent-end));font-size:14px;font-weight:600;text-decoration:none;white-space:nowrap;border:1px solid transparent;transition:box-shadow .2s}.button:hover{box-shadow:0 10px 28px -14px var(--blue)}.button.secondary{border-color:var(--line);background:var(--paper);color:var(--blue)}a:focus-visible,summary:focus-visible,button:focus-visible{outline:3px solid var(--blue);outline-offset:5px}a:active,button:active{opacity:.8}.summary-strip{padding:24px 0;border-block:1px solid var(--line)}.summary-strip ul{list-style:none;display:flex;flex-wrap:wrap;gap:18px 48px;margin:0;padding:0}.summary-strip li{font-size:14px;color:var(--ink)}.summary-strip b{color:var(--blue);margin-right:8px;font-weight:500}.intro{max-width:740px}.cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;margin-top:32px}.card{padding:28px;border:1px solid var(--line);border-radius:16px;background:var(--paper)}.number{display:block;color:var(--blue);font-size:14px;margin-bottom:24px}.card p:last-child{margin-bottom:0}.criteria{background:var(--wash)}.worksheet{border:1px solid var(--line);border-radius:16px;background:var(--paper);padding:28px;margin-top:30px}.table-scroll{overflow:auto}table{border-collapse:collapse;width:100%;text-align:left;font-size:14px;line-height:1.65}caption{text-align:left;font-weight:500;color:var(--ink);padding-bottom:20px}th,td{padding:18px 16px;border-bottom:1px solid var(--line);vertical-align:top}th{font-weight:600;color:var(--ink)}td{color:var(--muted)}thead{background:var(--wash)}.band{background:var(--deep);color:var(--paper)}.band p{color:var(--light-ink)}.band-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:64px}.band h2{max-width:520px}.example{border-top:1px solid var(--light-ink);padding-top:24px}.example h3{color:var(--paper)}.example p:last-child{margin:0}.steps{list-style:none;padding:0;margin:32px 0 0;border-top:1px solid var(--line)}.steps li{display:grid;grid-template-columns:48px minmax(0,1fr);gap:18px;padding:24px 0;border-bottom:1px solid var(--line)}.steps .number{margin:4px 0 0}.steps h3{font-size:18px;margin-bottom:8px}.steps p{margin:0;max-width:760px}.related{margin-top:28px;font-size:14px}.related a{display:inline-block;white-space:nowrap;margin:8px 22px 0 0;text-underline-offset:4px}.faq{background:var(--wash)}.faq-grid{display:grid;grid-template-columns:minmax(0,.7fr) minmax(0,1.3fr);gap:64px}details{border-bottom:1px solid var(--line)}summary{padding:24px 28px 24px 0;cursor:pointer;font-weight:500;line-height:1.5}details p{margin:0 0 24px}.contact-grid{display:grid;grid-template-columns:minmax(0,.85fr) minmax(0,1.15fr);gap:64px;align-items:start}#contact{scroll-margin-top:100px}.ad-contact-submit{background:linear-gradient(105deg,var(--blue),var(--accent-end))!important}.ad-contact-form input:focus-visible,.ad-contact-form textarea:focus-visible,.ad-contact-submit:focus-visible{outline:3px solid var(--blue)!important;outline-offset:3px}.ad-contact-form input::placeholder,.ad-contact-form textarea::placeholder{color:var(--muted);opacity:1}
@media(max-width:767px){.wrap{width:calc(100% - 32px)}.hero{padding:100px 0 130px}.hero-grid,.band-grid,.faq-grid,.contact-grid{grid-template-columns:minmax(0,1fr);gap:32px}.hero-art{max-width:520px;margin:auto}.cards{grid-template-columns:minmax(0,1fr)}.summary-strip ul{gap:14px;display:grid}.worksheet{padding:18px}th,td{padding:14px 10px}.ad-contact-form{padding:20px!important}.ad-contact-grid{grid-template-columns:minmax(0,1fr)!important}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition:none!important}}